Effective from January 1, 2025. Please read these terms carefully before using our services.
By accessing the Infinity mortgage website, requesting a loan assessment, or using our brokerage services, you agree to be bound by these Terms & Conditions.
Infinity mortgage (ABN: 69 043 594 0, Credit Representative Number 526457) provides mortgage broking services, including home loan comparisons, loan applications, and financial guidance. These Terms govern your use of our website, online tools, and any communication with our brokers.
We do not provide personal financial advice under the Corporations Act. Any information, calculators, or recommendations are general in nature and do not consider your individual objectives, financial situation, or needs. You should seek independent legal, tax, or financial advice before entering into any loan contract.
Loan approval is at the sole discretion of the lender. We assist with the application process but do not guarantee approval. All loan terms, interest rates, and fees are determined by the lender. You are responsible for providing accurate and complete information; any false statements may void your application.
Our brokerage service is generally free to borrowers – we receive a commission from the lender upon settlement. For certain specialist or commercial loans, a broker fee may apply; this will be disclosed in writing before you proceed. We comply with the National Consumer Credit Protection Act 2009 and Best Interests Duty.
All content on this website, including text, graphics, logos, videos, and software, is owned by Infinity mortgage or licensed to us. You may not reproduce, distribute, or commercially exploit any material without our written permission.
To the maximum extent permitted by law, Infinity mortgage, its directors, employees, and agents are not liable for any direct, indirect, incidental, or consequential loss arising from your use of our services, website, or reliance on information provided. This includes loss of data, financial loss, or delays in loan processing caused by lenders.
Our website may contain links to third‑party websites (lenders, calculators, government portals). We are not responsible for the content, privacy practices, or accuracy of those external sites.
Your privacy is important. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our services, you consent to such collection and processing.
As a credit representative, we may access your credit report from a credit reporting body (such as Equifax, Experian, or illion) to assist with loan applications. You authorise us to do so when you submit a loan enquiry.
We may update these Terms at any time without prior notice. Changes will be posted on this page, and the “Effective from” date will be revised. Your continued use of our services constitutes acceptance of the revised Terms.
These Terms are governed by the laws of the Australian Capital Territory (ACT) and the Commonwealth of Australia. Any disputes shall be resolved through the Australian Financial Complaints Authority (AFCA) or the courts of Canberra.
If you have any questions about these Terms, please contact us:
