<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
  
  <!-- Homepage - Highest Priority -->
  <url>
    <loc>https://www.infinitymortgageservices.com.au/</loc>
    <lastmod>2025-03-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  
  <!-- Main Navigation Pages -->
  <url>
    <loc>https://www.infinitymortgageservices.com.au/index.html</loc>
    <lastmod>2025-03-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://www.infinitymortgageservices.com.au/about.html</loc>
    <lastmod>2025-03-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://www.infinitymortgageservices.com.au/services.html</loc>
    <lastmod>2025-03-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://www.infinitymortgageservices.com.au/calculator.html</loc>
    <lastmod>2025-03-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://www.infinitymortgageservices.com.au/contact.html</loc>
    <lastmod>2025-03-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://www.infinitymortgageservices.com.au/assessment.html</loc>
    <lastmod>2025-03-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <!-- User Sitemap Page -->
  <url>
    <loc>https://www.infinitymortgageservices.com.au/sitemap.html</loc>
    <lastmod>2025-03-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <!-- Legal & Policy -->
  <url>
    <loc>https://www.infinitymortgageservices.com.au/privacy.html</loc>
    <lastmod>2025-02-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <!-- Location / Service Area Pages (SEO Priority Cities) -->
  <url>
    <loc>https://www.infinitymortgageservices.com.au/mortgage-broker-canberra.html</loc>
    <lastmod>2025-03-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://www.infinitymortgageservices.com.au/mortgage-broker-belconnen.html</loc>
    <lastmod>2025-03-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://www.infinitymortgageservices.com.au/mortgage-broker-gungahlin.html</loc>
    <lastmod>2025-03-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://www.infinitymortgageservices.com.au/mortgage-broker-sydney.html</loc>
    <lastmod>2025-03-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://www.infinitymortgageservices.com.au/mortgage-broker-melbourne.html</loc>
    <lastmod>2025-03-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://www.infinitymortgageservices.com.au/mortgage-broker-brisbane.html</loc>
    <lastmod>2025-03-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://www.infinitymortgageservices.com.au/mortgage-broker-perth.html</loc>
    <lastmod>2025-03-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://www.infinitymortgageservices.com.au/mortgage-broker-adelaide.html</loc>
    <lastmod>2025-03-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Specialized Loan Pages -->
  <url>
    <loc>https://www.infinitymortgageservices.com.au/investment-loan-canberra.html</loc>
    <lastmod>2025-03-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <!-- Additional recommended pages for better coverage -->
  <url>
    <loc>https://www.infinitymortgageservices.com.au/refinance.html</loc>
    <lastmod>2025-03-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
</urlset>