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Infinity mortgage Mortgage Broker Canberra

Mortgage Broker Melbourne

Home loans tailored to Melbourne’s diverse market – from inner‑city apartments to sprawling family homes in the outer suburbs. Compare 30+ lenders, get fast pre‑approval, and save thousands.

Melbourne’s property market is dynamic – from the vibrant CBD to growth corridors like Werribee, Craigieburn, and Cranbourne. Whether you’re a first home buyer navigating the First Home Owner Grant (FHOG), an investor seeking positive cash flow, or a family looking to refinance, we simplify home loans with local expertise and access to 30+ lenders.

Suburbs we cover across Melbourne

CBD & DocklandsSouth YarraRichmondFitzroy BrunswickBox HillGlen WaverleyClayton WerribeeTarneitPoint CookCraigieburn EppingDoncasterPrestonFootscray

Plus all surrounding suburbs – we meet you locally or work remotely.

First home buyer support – VIC

  • First Home Owner Grant (FHOG) – $10,000 for new homes under $750k
  • Stamp duty exemption for properties up to $600k (concessions up to $750k)
  • First Home Guarantee – 5% deposit, no LMI
  • Victorian HomeBuyer Fund – shared equity scheme
Check your eligibility →

Refinancing in Melbourne

Many Melbourne borrowers are on variable rates over 6.5%. Refinancing could save you $200-$500/month. We compare your current loan against our panel and manage the switch – often within 3 weeks.

Investment property loans

Melbourne’s rental vacancy rate is tight – great for investors. We help you release equity, secure interest‑only terms, and structure loans for negative gearing or cash flow. Suburbs like Frankston, Melton, and Sunbury offer strong yields.

Borrowing power & pre‑approval

Get pre‑approved before you attend inspections. We’ll calculate your true borrowing capacity with multiple lenders and give you a clear budget – most approvals within 24 hours.

📊 Melbourne property market snapshot

Median house price (June 2025): ~$950,000
Median unit price: ~$610,000
Rental yield (houses): 3.2% – 4.0%
Top growth corridors: Wyndham (Werribee), Whittlesea (Epping), Casey (Cranbourne)

Source: REIV, CoreLogic. We use real-time lender data to match your situation.

FAQs – Melbourne home loans

What’s the First Home Owner Grant in Victoria?

$10,000 for new homes (including house & land packages, apartments) valued under $750,000. We help you apply.

Can I buy an investment property with 10% deposit?

Yes, some lenders accept 10% deposit for investment loans, but LMI may apply. We’ll find the best option.

Do you charge fees for mortgage brokering?

No – our service is free for borrowers. We’re paid by the lender upon settlement.

How long does refinancing take in Melbourne?

Typically 2-4 weeks from application to funding. We expedite where possible.

Ready to talk to a Melbourne broker?

Get your free loan assessment today – no obligation.

Start application Call 0412 211 928