Logo
Infinity mortgage Mortgage Broker Canberra

Home Loan & Mortgage Broker Gungahlin

Gungahlin is one of Canberra’s fastest-growing regions. We help families, first home buyers, and investors navigate home loans, construction finance, and refinancing with confidence.

Looking for a mortgage broker in Gungahlin who understands new estates, construction loans, and the needs of growing families? We work with buyers in Amaroo, Casey, Moncrieff, Taylor, Jacka, and beyond – comparing over 30 lenders to find competitive rates.

Construction loans in Gungahlin

Building a new home in Moncrieff or Taylor? We specialise in construction loans that release funds progressively as your build progresses. Interest-only during construction, then convert to standard home loan. We work with lenders that accept fixed-price contracts and handle progress payments smoothly.

Buying in new developments

From off-the-plan townhouses to house & land packages, we help you lock in a rate and navigate sunset clauses. We’ll also estimate your final repayments including strata (if any) and council rates for Gungahlin properties.

Refinancing for lower repayments

Many Gungahlin homeowners bought when rates were higher. Refinancing now could save you $200+ per month. We’ll compare your current rate against the market and manage the whole switch – including valuation and discharge.

Investment opportunities in Gungahlin

Strong rental demand from families and professionals. We help investors use equity from their home to buy an investment property, structure interest-only loans, and maximise tax benefits.

🏗️ Construction loan checklist

✔ Fixed price building contract
✔ Council approved plans
✔ Builder’s licence & insurance
✔ Progress draw schedule
✔ 5-10% deposit usually required
Discuss your build →
Serving Gungahlin & surrounding suburbs: Amaroo, Casey, Moncrieff, Taylor, Jacka, Ngunnawal, Nicholls, Palmerston, Harrison, Franklin, Gungahlin town centre.

FAQ – Gungahlin home loans

Can I get a loan for a house and land package in Gungahlin?

Yes. Most lenders accept house & land packages with a single loan. We’ll arrange progress payments to the builder.

What’s the typical deposit for a first home in Gungahlin?

5% to 10% is common. If you’re eligible for the First Home Guarantee, you can buy with 5% deposit and no Lenders Mortgage Insurance.

Do you assist with government grants?

Absolutely. We help you claim the First Home Owner Grant (new homes) and stamp duty concession where applicable.

Talk to a Gungahlin broker today

Get pre-approval before you start house hunting in the new estates.

Start assessment