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Infinity mortgage Mortgage Broker Canberra

Canberra Home Loan Broker

We compare home loans from 30+ lenders to help you save money, whether you’re a first home buyer, upgrading, or investing.

As a Canberra-based mortgage broker, we help you navigate the ACT property market and find a home loan that fits your life – not just a bank’s generic product. We’re independent, fee‑free for borrowers, and we’ve helped hundreds of Canberrans secure competitive rates, often within 24 hours.

Why choose a mortgage broker?

We do the shopping for you – comparing rates, fees, and features from major banks, mutual banks, and non‑bank lenders. You get access to deals not always advertised online.

Compare multiple lenders

CBA, NAB, Westpac, ANZ, ING, AMP, ME Bank, BOQ, and 25+ specialist lenders. We match your profile to the right lender.

Fast pre‑approvals

Pre‑approval often within 24 hours. Strengthen your offer when buying in Canberra’s competitive market.

Home loan options for Canberra residents

🚀 First home buyer loans

Low deposit options (5%), First Home Guarantee (no LMI), stamp duty concessions, and the ACT Home Buyer Concession Scheme. We’ll walk you through every grant.

🔄 Refinance solutions

If your current rate is over 6%, you’re likely overpaying. We’ll review your situation and refinance to a lower rate – cashback offers available from some lenders.

🏡 Investment loans

Interest‑only terms, equity release, and portfolio structuring. Maximise rental yield and tax benefits with expert advice. Learn more →

📊 Fixed vs variable rates

We explain the trade‑offs. Fixed offers certainty; variable gives flexibility with offset accounts. Many Canberrans choose a split loan.

Borrowing power assessment

Use our borrowing power calculator to get an estimate, then talk to us for a formal pre‑approval.

Process timeline

Application → pre‑approval (24h) → property found → final approval → settlement (2‑4 weeks).

Get started →

What Canberrans say

"Infinity mortgage made buying my first home in Belconnen stress‑free. They secured a 5.99% rate when my bank offered 6.5%." – Sarah, Belconnen

"Refinanced my Gungahlin investment property, saved $350/month. Highly recommend." – David, Gungahlin

Common questions about home loans in Canberra

How much can I borrow in Canberra?

Borrowing power depends on income, expenses, dependants, and liabilities. Use our calculator or call us for a personalised estimate.

Do mortgage brokers charge fees?

Our service is free for borrowers – lenders pay us a commission. No hidden fees.

Can I refinance with bad credit?

It’s possible depending on the severity. We work with specialist lenders for non‑conforming credit.

Ready to compare home loans?

Get your free loan assessment – no obligation, just expert advice.

Apply online Call 0412 211 928